634 W Maple Ridge RdTwiningMI48766
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 634 W Maple Ridge Rd, Twining, MI, 48766 in Twining speaks for itself: 11.85% gross on a $255,000 price, generating $2,518/mo in rent and $836/mo in net income after the $1,147/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,032 stacks alongside $70,452 in projected five-year appreciation and $2,349/yr in principal reduction. Projected total cumulative return: $150,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.1% |
| Monthly Cash Flow | $836 | $350 |
City averages based on Twining market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,518 |
| Total Monthly Debt Service | $1,580 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48766, Twining, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 619 (100%) |
| Owner Occupied HU | 454 (73.3%) |
| Renter Occupied HU | 44 ( 7.1%) |
| Vacant Housing Units | 121 (19.5%) |
| Median Home Value | $148,611 |
| Average Home Value | $162,907 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48766, Twining, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 619 (100%) |
| Owner Occupied HU | 454 (73.3%) |
| Renter Occupied HU | 44 ( 7.1%) |
| Vacant Housing Units | 121 (19.5%) |
| Median Home Value | $148,611 |
| Average Home Value | $162,907 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices