634 E Bernard StWest ColumbiaTX77486








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in West Columbia at 634 E Bernard St, West Columbia, TX, 77486 with 5% annual appreciation on a $152,775 basis while $1,183/mo rent supports operations. Total monthly income totals $1,183/mo and a $748/mo payment preserves $72/mo for cash returns. Annual cash flow comes to $869/yr on $50,645 deployed, and return on cash invested reaches 21.62% in year one. Equity gained on principal adds $986/yr, and five-year appreciation sums $42,209 alongside rental yield of 9.29%. Five-year ROI measures 113.52% and total cumulative return in cash totals $57,493.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,183/mo property income versus a $748/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1950
6,651 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77486, West Columbia, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,788 (100%) |
| Owner Occupied HU | 2,692 (71.1%) |
| Renter Occupied HU | 659 (17.4%) |
| Vacant Housing Units | 437 (11.5%) |
| Median Home Value | $302,842 |
| Average Home Value | $340,786 |
Housing Distribution
Address Breakdown
Residential
3,361
Single Family
1,921
Multi-Family
1,440
Businesses
265
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Listed by: Chet Polniazek • 1st Texas Realty Services
Mls Name: HAR
Mls Provider:
Mls ID: #97705330
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