634 Coster StBronxNY10474
INVESTMENT ANALYSIS
Investment Verdict
Solid Income634 Coster St, Bronx, NY, 10474 in Bronx earns a respectable 8.18% gross yield at $580,000, but after the $2,608/mo mortgage the net cash flow is $81/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.52) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $160,243 over five years, making equity the dominant return driver. Total projected return: $226,373.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.1% |
| Monthly Cash Flow | $81 | $1,850 |
City averages based on Bronx market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,954 |
| Total Monthly Debt Service | $3,642 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1910
25 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10474, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,238 (100%) |
| Owner Occupied HU | 333 ( 7.9%) |
| Renter Occupied HU | 3,676 (86.7%) |
| Vacant Housing Units | 229 ( 5.4%) |
| Median Home Value | $567,748 |
| Average Home Value | $543,287 |
Housing Distribution
Address Breakdown
Residential
3,911
Single Family
507
Multi-Family
3,404
Businesses
951
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1910
25 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10474, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,238 (100%) |
| Owner Occupied HU | 333 ( 7.9%) |
| Renter Occupied HU | 3,676 (86.7%) |
| Vacant Housing Units | 229 ( 5.4%) |
| Median Home Value | $567,748 |
| Average Home Value | $543,287 |
Housing Distribution
Address Breakdown
Residential
3,911
Single Family
507
Multi-Family
3,404
Businesses
951
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices