634 13th StRockfordIL61104
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 634 13th St, Rockford, IL, 61104 in Rockford hard to pass up. The 15.1% gross yield on a $139,900 purchase results in $1,760/mo in rent and $790/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.80). Annual cash flow of $9,476, five-year appreciation of $38,652, and $1,288/yr in equity build-up combine for a projected total cumulative return of $104,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 9.2% |
| Monthly Cash Flow | $790 | $450 |
City averages based on Rockford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,760 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
6,534 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
6,534 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices