633 N 4th StGreenfieldOH45123
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow633 N 4th St, Greenfield, OH, 45123 in Greenfield is a solid income-producing rental, 11.65% gross yield, $1,058/mo rent, $341/mo net cash flow on a $109,000 buy. DSCR 2.16 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $30,115 and $1,004/yr in principal reduction project a total cumulative return of $63,489.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $341 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,058 |
| Total Monthly Debt Service | $674 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45123, Greenfield, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,712 (100%) |
| Owner Occupied HU | 2,125 (57.2%) |
| Renter Occupied HU | 1,149 (31.0%) |
| Vacant Housing Units | 438 (11.8%) |
| Median Home Value | $158,566 |
| Average Home Value | $195,816 |
Housing Distribution
Address Breakdown
Residential
3,430
Single Family
3,361
Multi-Family
69
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45123, Greenfield, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,712 (100%) |
| Owner Occupied HU | 2,125 (57.2%) |
| Renter Occupied HU | 1,149 (31.0%) |
| Vacant Housing Units | 438 (11.8%) |
| Median Home Value | $158,566 |
| Average Home Value | $195,816 |
Housing Distribution
Address Breakdown
Residential
3,430
Single Family
3,361
Multi-Family
69
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary Binegar • Fout Realty
Mls Name: My State MLS
Mls ID: #11598619