633 E 4th Ave NColumbusMT59019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow633 E 4th Ave N, Columbus, MT, 59019 in Columbus is a top-tier cash-flow asset. At $300,000 it produces $2,664/mo in rent and $911/mo in net monthly income, a 10.66% gross rental yield. The DSCR of 1.97 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $10,928. Five-year appreciation adds $82,884, driving a total cumulative return of $171,904.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $911 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,664 |
| Total Monthly Debt Service | $1,634 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59019, Columbus, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,863 (100%) |
| Owner Occupied HU | 1,400 (75.1%) |
| Renter Occupied HU | 283 (15.2%) |
| Vacant Housing Units | 180 ( 9.7%) |
| Median Home Value | $356,790 |
| Average Home Value | $426,002 |
Housing Distribution
Address Breakdown
Residential
1,285
Single Family
1,262
Multi-Family
23
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59019, Columbus, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,863 (100%) |
| Owner Occupied HU | 1,400 (75.1%) |
| Renter Occupied HU | 283 (15.2%) |
| Vacant Housing Units | 180 ( 9.7%) |
| Median Home Value | $356,790 |
| Average Home Value | $426,002 |
Housing Distribution
Address Breakdown
Residential
1,285
Single Family
1,262
Multi-Family
23
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices