632 N State RdCheshireMA01225








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Cheshire at 632 N State Rd, Cheshire, MA, 01225 offers $1,243/mo rent that, after a $2,055/mo payment. Total monthly income is $1,243/mo. Return on cash invested measures 7.81% in year one, and rental yield stands at 3.55% at a $419,900 entry. Equity gained on principal adds $2,710/yr while 5% annual appreciation compounds into $116,011 by year five. Five-year ROI records 38.12% and total cumulative return in cash reaches $53,064. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,243/mo property income versus a $2,055/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1978
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01225, Cheshire, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 1,262 (78.5%) |
| Renter Occupied HU | 202 (12.6%) |
| Vacant Housing Units | 144 ( 9.0%) |
| Median Home Value | $318,560 |
| Average Home Value | $367,995 |
Housing Distribution
Address Breakdown
Residential
1,252
Single Family
1,159
Multi-Family
93
Businesses
66
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Listed by: Jim ''Chico'' Gelinas • GELINAS REAL ESTATE
Mls Name: BCMLS
Mls Provider:
Mls ID: #246545
Disclaimer: IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Berkshire County Board of Realtors and the Broker Reciprocity Program. Copyright 2025 Berkshire County Board of Realtors. All rights reserved.








