631 Oak StSaint RoseLA70087
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow631 Oak St, Saint Rose, LA, 70087 in Saint Rose earns its strong cash-flow label: 10.91% yield, $1,901/mo rent, $606/mo net income, DSCR 2.02. The $209,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $57,743 by year five. Combined with $1,925/yr in principal paydown, total projected return reaches $118,298.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $606 | $800 |
City averages based on Saint Rose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,901 |
| Total Monthly Debt Service | $1,211 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
6,175 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70087, Saint Rose, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,977 (100%) |
| Owner Occupied HU | 1,988 (66.8%) |
| Renter Occupied HU | 809 (27.2%) |
| Vacant Housing Units | 180 ( 6.0%) |
| Median Home Value | $240,789 |
| Average Home Value | $278,945 |
Housing Distribution
Address Breakdown
Residential
2,704
Single Family
2,703
Multi-Family
1
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
6,175 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70087, Saint Rose, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,977 (100%) |
| Owner Occupied HU | 1,988 (66.8%) |
| Renter Occupied HU | 809 (27.2%) |
| Vacant Housing Units | 180 ( 6.0%) |
| Median Home Value | $240,789 |
| Average Home Value | $278,945 |
Housing Distribution
Address Breakdown
Residential
2,704
Single Family
2,703
Multi-Family
1
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Brown • Hospitality Realty
Mls Name: GSREIN
Mls ID: #2539481