631 Hart StDightonMA02715
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 631 Hart St, Dighton, MA, 02715 in Dighton at $760,000 earns $4,840/mo in rent and nets $49/mo after the $3,417/mo payment, a 7.64% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $209,974 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $7,000/yr in principal paydown, total projected return reaches $291,792.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $49 | $800 |
City averages based on Dighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,840 |
| Total Monthly Debt Service | $4,488 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02715, Dighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,429 (100%) |
| Owner Occupied HU | 1,232 (86.2%) |
| Renter Occupied HU | 149 (10.4%) |
| Vacant Housing Units | 48 ( 3.4%) |
| Median Home Value | $587,349 |
| Average Home Value | $626,905 |
Housing Distribution
Address Breakdown
Residential
1,336
Single Family
1,336
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02715, Dighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,429 (100%) |
| Owner Occupied HU | 1,232 (86.2%) |
| Renter Occupied HU | 149 (10.4%) |
| Vacant Housing Units | 48 ( 3.4%) |
| Median Home Value | $587,349 |
| Average Home Value | $626,905 |
Housing Distribution
Address Breakdown
Residential
1,336
Single Family
1,336
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ricardo Real Estate Group • Keller Williams South Watuppa
Mls Name: MLS PIN
Mls ID: #73427268