6309 Ridgemar CtRancho Palos VerdesCA90275
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6309 Ridgemar Ct, Rancho Palos Verdes, CA, 90275 in Rancho Palos Verdes: $8,587/mo in rent, $1,255/mo in net income, 9.81% gross yield, 1.82 DSCR, all at $1,050,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $290,096 in appreciation and $9,671/yr in principal paydown projects total cumulative return of $482,601.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $1,255 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $8,587 |
| Total Monthly Debt Service | $6,914 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1975
11.94 Acres lot
$N/A/sqft
$657 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90275, Rancho Palos Verdes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,340 (100%) |
| Owner Occupied HU | 12,140 (74.3%) |
| Renter Occupied HU | 3,471 (21.2%) |
| Vacant Housing Units | 729 ( 4.5%) |
| Median Home Value | $1,493,370 |
| Average Home Value | $1,540,666 |
Housing Distribution
Address Breakdown
Residential
16,284
Single Family
13,104
Multi-Family
3,180
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1975
11.94 Acres lot
$N/A/sqft
$657 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90275, Rancho Palos Verdes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,340 (100%) |
| Owner Occupied HU | 12,140 (74.3%) |
| Renter Occupied HU | 3,471 (21.2%) |
| Vacant Housing Units | 729 ( 4.5%) |
| Median Home Value | $1,493,370 |
| Average Home Value | $1,540,666 |
Housing Distribution
Address Breakdown
Residential
16,284
Single Family
13,104
Multi-Family
3,180
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices