630 N 500 WMoabUT84532
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 630 N 500 W, Moab, UT, 84532 in Moab at $540,000. Rental yield 6.58%. The 6.58% yield and 1.22 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $149,192 by year five, and $4,973/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $190,930.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(203) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,962 |
| Total Monthly Debt Service | $2,950 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84532, Moab, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,799 (100%) |
| Owner Occupied HU | 3,055 (52.7%) |
| Renter Occupied HU | 1,577 (27.2%) |
| Vacant Housing Units | 1,167 (20.1%) |
| Median Home Value | $549,178 |
| Average Home Value | $563,309 |
Housing Distribution
Address Breakdown
Residential
4,773
Single Family
4,740
Multi-Family
33
Businesses
783
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84532, Moab, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,799 (100%) |
| Owner Occupied HU | 3,055 (52.7%) |
| Renter Occupied HU | 1,577 (27.2%) |
| Vacant Housing Units | 1,167 (20.1%) |
| Median Home Value | $549,178 |
| Average Home Value | $563,309 |
Housing Distribution
Address Breakdown
Residential
4,773
Single Family
4,740
Multi-Family
33
Businesses
783
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices