630 Mockingbird AveCalhounKY42327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 630 Mockingbird Ave, Calhoun, KY, 42327 in Calhoun earns a 9.16% gross yield at $152,900. Rent of $1,168/mo nets $237/mo after the $688/mo mortgage. The 1.70 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $42,243 and $1,408/yr in equity accumulation project a total cumulative return of $73,164.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $237 | $800 |
City averages based on Calhoun market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,168 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42327, Calhoun, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,806 (100%) |
| Owner Occupied HU | 1,302 (72.1%) |
| Renter Occupied HU | 311 (17.2%) |
| Vacant Housing Units | 193 (10.7%) |
| Median Home Value | $181,701 |
| Average Home Value | $205,826 |
Housing Distribution
Address Breakdown
Residential
1,724
Single Family
1,724
Multi-Family
0
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42327, Calhoun, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,806 (100%) |
| Owner Occupied HU | 1,302 (72.1%) |
| Renter Occupied HU | 311 (17.2%) |
| Vacant Housing Units | 193 (10.7%) |
| Median Home Value | $181,701 |
| Average Home Value | $205,826 |
Housing Distribution
Address Breakdown
Residential
1,724
Single Family
1,724
Multi-Family
0
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelsey Jarboe • RE/MAX PROFESSIONAL REALTY GROUP
Mls Name: Greater Owensboro Realtor Association
Mls Provider:
Mls ID: #90844
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.