630 Encino DrAptosCA95003
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Aptos at 630 Encino Dr, Aptos, CA, 95003 listed at $985,000 pairs $4,006/mo rent with a $4,821/mo payment. Total monthly income runs $4,006/mo. Return on cash invested measures 12.33% in year one, and rental yield registers 4.88% at a $985,000 basis. Equity gained on principal adds $6,356/yr, and annual property appreciation at 5% supports $272,137 by year five. Five-year ROI tracks 62.16% and total cumulative return in cash totals $201,454. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,006/mo property income relative to a $4,821/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1976
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95003, Aptos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,822 (100%) |
| Owner Occupied HU | 7,214 (61.0%) |
| Renter Occupied HU | 2,772 (23.4%) |
| Vacant Housing Units | 1,836 (15.5%) |
| Median Home Value | $1,307,054 |
| Average Home Value | $1,327,400 |
Housing Distribution
Address Breakdown
Residential
10,756
Single Family
10,373
Multi-Family
383
Businesses
621
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Listed by: Brett Gotcher • Epique Realty
Mls Name: MLSListings Inc
Mls ID: #ML82027344