630 E Bay StWauchulaFL33873
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 630 E Bay St, Wauchula, FL, 33873 in Wauchula. Rental yield 7.31%. The 1.36 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $40,752 and $1,358/yr in principal reduction project total return of $51,147.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.5% |
| Monthly Cash Flow | $(80) | $300 |
City averages based on Wauchula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $899 |
| Total Monthly Debt Service | $920 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33873, Wauchula, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,609 (100%) |
| Owner Occupied HU | 3,226 (57.5%) |
| Renter Occupied HU | 1,606 (28.6%) |
| Vacant Housing Units | 777 (13.9%) |
| Median Home Value | $232,207 |
| Average Home Value | $277,334 |
Housing Distribution
Address Breakdown
Residential
4,669
Single Family
4,290
Multi-Family
379
Businesses
568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33873, Wauchula, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,609 (100%) |
| Owner Occupied HU | 3,226 (57.5%) |
| Renter Occupied HU | 1,606 (28.6%) |
| Vacant Housing Units | 777 (13.9%) |
| Median Home Value | $232,207 |
| Average Home Value | $277,334 |
Housing Distribution
Address Breakdown
Residential
4,669
Single Family
4,290
Multi-Family
379
Businesses
568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices