63 Gold Creek DrTallapoosaGA30176
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.06% yield at 63 Gold Creek Dr, Tallapoosa, GA, 30176 in Tallapoosa is solid, but the $1,120/mo payment compresses net cash flow to $157/mo at $249,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $68,794 by year five, and $2,293/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.49) without U.S. income documentation. Total projected return: $104,409.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $157 | $300 |
City averages based on Tallapoosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,672 |
| Total Monthly Debt Service | $1,416 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30176, Tallapoosa, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,247 (100%) |
| Owner Occupied HU | 2,063 (63.5%) |
| Renter Occupied HU | 893 (27.5%) |
| Vacant Housing Units | 291 ( 9.0%) |
| Median Home Value | $195,783 |
| Average Home Value | $232,024 |
Housing Distribution
Address Breakdown
Residential
2,847
Single Family
2,847
Multi-Family
0
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30176, Tallapoosa, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,247 (100%) |
| Owner Occupied HU | 2,063 (63.5%) |
| Renter Occupied HU | 893 (27.5%) |
| Vacant Housing Units | 291 ( 9.0%) |
| Median Home Value | $195,783 |
| Average Home Value | $232,024 |
Housing Distribution
Address Breakdown
Residential
2,847
Single Family
2,847
Multi-Family
0
Businesses
301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: FMLS GA
Mls ID: #7735204