62927 US HWY 40 UNIT 137GranbyCO80446
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 62927 US HWY 40 UNIT 137, Granby, CO, 80446 in Granby achieves 1.68, rent of $1,934/mo covers the $1,153/mo payment 1.5x over at $256,500. Rental yield 9.05%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $70,866 over five years, with $2,362/yr in principal reduction bringing total projected return to $65,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $(560) | $1,200 |
City averages based on Granby market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,934 |
| Total Monthly Debt Service | $2,392 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$999 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80446, Granby, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,586 (100%) |
| Owner Occupied HU | 1,397 (30.5%) |
| Renter Occupied HU | 648 (14.1%) |
| Vacant Housing Units | 2,541 (55.4%) |
| Median Home Value | $639,071 |
| Average Home Value | $763,987 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
287
Multi-Family
120
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$999 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80446, Granby, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,586 (100%) |
| Owner Occupied HU | 1,397 (30.5%) |
| Renter Occupied HU | 648 (14.1%) |
| Vacant Housing Units | 2,541 (55.4%) |
| Median Home Value | $639,071 |
| Average Home Value | $763,987 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
287
Multi-Family
120
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca A. Guthrie • Re/Max Red
Mls Name: GCBOR
Mls ID: #24-191
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.