629 Via Santiago, Vista, CA, 92081 | 6.11% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Vista at 629 Via Santiago, Vista, CA, 92081 priced at $620,000 converts $3,157/mo rent into after a $3,035/mo obligation. Total monthly income equals $3,157/mo. Return on cash invested prints 16.07% in year one, and rental yield reads 6.11% against a $620,000 entry. Equity gained on principal adds $4,001/yr, while 5% annual appreciation compiles into $171,295 by year five. Five-year ROI reaches 82.22% and total cumulative return in cash sums $167,703. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,157/mo property income covering a $3,035/mo payment, not borrower’s personal income.

Manufactured

Built in 1985

5,305 sqft lot

$N/A/sqft

No HOA