628 W Bonanza DrQuartzsiteAZ85346
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 628 W Bonanza Dr, Quartzsite, AZ, 85346 in Quartzsite is narrow, $159/mo net on $1,007/mo rent after the $607/mo debt service, but the property operates at break-even-plus, not a loss. At $135,000 with a 8.95% yield, the long-run equity case via 5% appreciation ($37,298 over five years) and $1,243/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.66 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $61,490.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.0% |
| Monthly Cash Flow | $159 | $500 |
City averages based on Quartzsite market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,007 |
| Total Monthly Debt Service | $794 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
4,791 sqft lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85346, Quartzsite, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,186 (100%) |
| Owner Occupied HU | 1,206 (37.9%) |
| Renter Occupied HU | 446 (14.0%) |
| Vacant Housing Units | 1,534 (48.1%) |
| Median Home Value | $123,710 |
| Average Home Value | $201,393 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
4,791 sqft lot
$N/A/sqft
$50 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85346, Quartzsite, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,186 (100%) |
| Owner Occupied HU | 1,206 (37.9%) |
| Renter Occupied HU | 446 (14.0%) |
| Vacant Housing Units | 1,534 (48.1%) |
| Median Home Value | $123,710 |
| Average Home Value | $201,393 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Theresa Ryder • Long River Realty
Mls Name: Lake Havasu AOR
Mls Provider:
Mls ID: #1034852
Disclaimer: Copyright Lake Havasu Association of Realtors / LHAR. All rights reserved. Information is deemed reliable but not guaranteed.