628 Ruby St #B-20McCallID83638
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in McCall at 628 Ruby St #B-20, McCall, ID, 83638 earns from $1,556/mo rent with a $3,380/mo payment. Total monthly income totals $1,556/mo. ROI tracks 7.24% on current figures, and rental yield reads 2.7% at a $690,500 purchase. Equity gained on principal adds $4,456/yr, and 5% annual appreciation supports $190,772 over five years. Five-year ROI reaches 34.31% and total cumulative return in cash sums $77,937. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,556/mo property income instead of your personal income.
Condo
Built in 1972
N/A lot
$N/A/sqft
$11 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83638, Mccall, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,224 (100%) |
| Owner Occupied HU | 2,620 (36.3%) |
| Renter Occupied HU | 803 (11.1%) |
| Vacant Housing Units | 3,801 (52.6%) |
| Median Home Value | $755,549 |
| Average Home Value | $806,190 |
Housing Distribution
Address Breakdown
Residential
1,655
Single Family
1,653
Multi-Family
2
Businesses
601
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