628 E Sunset DrDeltaUT84624
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 628 E Sunset Dr, Delta, UT, 84624 in Delta earns a 9.26% gross yield at $255,000. Rent of $1,968/mo nets $473/mo after the $1,147/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $70,452 and $2,349/yr in equity accumulation project a total cumulative return of $126,791.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $473 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,968 |
| Total Monthly Debt Service | $1,393 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84624, Delta, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,353 (100%) |
| Owner Occupied HU | 1,572 (66.8%) |
| Renter Occupied HU | 522 (22.2%) |
| Vacant Housing Units | 259 (11.0%) |
| Median Home Value | $323,693 |
| Average Home Value | $358,962 |
Housing Distribution
Address Breakdown
Residential
1,908
Single Family
1,908
Multi-Family
0
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84624, Delta, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,353 (100%) |
| Owner Occupied HU | 1,572 (66.8%) |
| Renter Occupied HU | 522 (22.2%) |
| Vacant Housing Units | 259 (11.0%) |
| Median Home Value | $323,693 |
| Average Home Value | $358,962 |
Housing Distribution
Address Breakdown
Residential
1,908
Single Family
1,908
Multi-Family
0
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices