628 20th StNiagara FallsNY14301








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Niagara Falls at 628 20th St, Niagara Falls, NY, 14301 offers a 17.19% rental yield on a $125,000 purchase with $1,791/mo rent. Total monthly income registers $1,791/mo, and a $612/mo payment leaves $956/mo available for distribution. Annual cash flow reaches $11,473/yr on $41,438 to close, and return on cash invested stands at 47.6% in year one. Equity gained on principal adds $807/yr while 5% annual appreciation supports $34,535 over five years. Portfolio math shows five-year ROI at 252.1% and total cumulative return in cash at $104,465. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,791/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
3,123 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14301, Niagara Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,029 (100%) |
| Owner Occupied HU | 1,770 (25.2%) |
| Renter Occupied HU | 3,681 (52.4%) |
| Vacant Housing Units | 1,578 (22.4%) |
| Median Home Value | $78,972 |
| Average Home Value | $163,034 |
Housing Distribution
Address Breakdown
Residential
4,902
Single Family
4,400
Multi-Family
502
Businesses
344
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Listed by: David Harris • Iconic Real Estate
Mls Name: NYSAMLSs
Mls ID: #B1646895







