62784 Sunny Vista Ln #28LakeshoreCA93634
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 62784 Sunny Vista Ln #28, Lakeshore, CA, 93634 in Lakeshore achieves a 1.84 ratio at $369,500: $3,060/mo rent versus $1,662/mo debt service. Rental yield 9.94%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.94% yield compounds alongside 5% annual appreciation projecting $102,086 in value. Total projected cumulative return: $189,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $(56) | $1,500 |
City averages based on Lakeshore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,060 |
| Total Monthly Debt Service | $2,139 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
649.04 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93634, Lakeshore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 430 (100%) |
| Owner Occupied HU | 2 ( 0.5%) |
| Renter Occupied HU | 2 ( 0.5%) |
| Vacant Housing Units | 426 (99.1%) |
| Median Home Value | $400,000 |
| Average Home Value | $400,000 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
649.04 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93634, Lakeshore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 430 (100%) |
| Owner Occupied HU | 2 ( 0.5%) |
| Renter Occupied HU | 2 ( 0.5%) |
| Vacant Housing Units | 426 (99.1%) |
| Median Home Value | $400,000 |
| Average Home Value | $400,000 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Fresno MLS
Mls ID: #638748