62778 Sunny Vista Ln #30LakeshoreCA93634
INVESTMENT ANALYSIS
Investment Verdict
Solid Income62778 Sunny Vista Ln #30, Lakeshore, CA, 93634 in Lakeshore carries a 1.56 coverage ratio, rent of $2,455/mo is 1.56 times the $1,569/mo payment. Rental yield 8.44%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $349,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $96,422; total projected cumulative return: $106,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $(454) | $1,500 |
City averages based on Lakeshore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,455 |
| Total Monthly Debt Service | $2,770 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
649.04 sqft lot
$N/A/sqft
$750 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93634, Lakeshore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 430 (100%) |
| Owner Occupied HU | 2 ( 0.5%) |
| Renter Occupied HU | 2 ( 0.5%) |
| Vacant Housing Units | 426 (99.1%) |
| Median Home Value | $400,000 |
| Average Home Value | $400,000 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
649.04 sqft lot
$N/A/sqft
$750 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93634, Lakeshore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 430 (100%) |
| Owner Occupied HU | 2 ( 0.5%) |
| Renter Occupied HU | 2 ( 0.5%) |
| Vacant Housing Units | 426 (99.1%) |
| Median Home Value | $400,000 |
| Average Home Value | $400,000 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marcia Beach • RE/MAX Gold - Clovis
Mls Name: Fresno MLS
Mls ID: #624919