627 Whitman LnStockbridgeGA30281
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.53% yield at 627 Whitman Ln, Stockbridge, GA, 30281 in Stockbridge is solid, but the $1,968/mo payment compresses net cash flow to $83/mo at $437,755. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $120,944 by year five, and $4,032/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $171,179.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $83 | $250 |
City averages based on Stockbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,747 |
| Total Monthly Debt Service | $2,490 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30281, Stockbridge, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,326 (100%) |
| Owner Occupied HU | 17,452 (61.6%) |
| Renter Occupied HU | 9,452 (33.4%) |
| Vacant Housing Units | 1,422 ( 5.0%) |
| Median Home Value | $313,465 |
| Average Home Value | $326,693 |
Housing Distribution
Address Breakdown
Residential
27,619
Single Family
22,882
Multi-Family
4,737
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30281, Stockbridge, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,326 (100%) |
| Owner Occupied HU | 17,452 (61.6%) |
| Renter Occupied HU | 9,452 (33.4%) |
| Vacant Housing Units | 1,422 ( 5.0%) |
| Median Home Value | $313,465 |
| Average Home Value | $326,693 |
Housing Distribution
Address Breakdown
Residential
27,619
Single Family
22,882
Multi-Family
4,737
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Reserve at Calcutta • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A