627 S 4th StDouglasWY82633
INVESTMENT ANALYSIS
Investment Verdict
Solid Income627 S 4th St, Douglas, WY, 82633 in Douglas is a solid income-producing rental, 9.23% gross yield, $1,523/mo rent, $397/mo net cash flow on a $198,000 buy. DSCR 1.71 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $54,704 and $1,824/yr in principal reduction project a total cumulative return of $100,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.2% |
| Monthly Cash Flow | $397 | $450 |
City averages based on Douglas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,523 |
| Total Monthly Debt Service | $1,047 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1913
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82633, Douglas, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,793 (100%) |
| Owner Occupied HU | 2,986 (62.3%) |
| Renter Occupied HU | 1,113 (23.2%) |
| Vacant Housing Units | 694 (14.5%) |
| Median Home Value | $285,993 |
| Average Home Value | $314,531 |
Housing Distribution
Address Breakdown
Residential
4,215
Single Family
3,921
Multi-Family
294
Businesses
541
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1913
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82633, Douglas, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,793 (100%) |
| Owner Occupied HU | 2,986 (62.3%) |
| Renter Occupied HU | 1,113 (23.2%) |
| Vacant Housing Units | 694 (14.5%) |
| Median Home Value | $285,993 |
| Average Home Value | $314,531 |
Housing Distribution
Address Breakdown
Residential
4,215
Single Family
3,921
Multi-Family
294
Businesses
541
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices