627 Hannah StHoutzdalePA16651
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 627 Hannah St, Houtzdale, PA, 16651 in Houtzdale earns a 12.15% gross yield at $124,900. Rent of $1,265/mo nets $447/mo after the $562/mo mortgage. The 2.25 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $34,508 and $1,150/yr in equity accumulation project a total cumulative return of $76,282.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $447 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,265 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16651, Houtzdale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,131 (70.7%) |
| Renter Occupied HU | 252 (15.8%) |
| Vacant Housing Units | 216 (13.5%) |
| Median Home Value | $114,712 |
| Average Home Value | $150,027 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,415
Multi-Family
35
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16651, Houtzdale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,131 (70.7%) |
| Renter Occupied HU | 252 (15.8%) |
| Vacant Housing Units | 216 (13.5%) |
| Median Home Value | $114,712 |
| Average Home Value | $150,027 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,415
Multi-Family
35
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyler Noel • Realty One Group Landmark- Clearfield
Mls Name: Clearfield Jefferson AOR
Mls ID: #13-672