6255 Seacrest View RdSan DiegoCA92121
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.87% gross rental yield, 6255 Seacrest View Rd, San Diego, CA, 92121 in San Diego is priced for capital growth, not immediate cash flow. The $1,699,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $469,402 by year five, with $15,648/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.90) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $404,415.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 4.8% |
| Monthly Cash Flow | $(3,734) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,894 |
| Total Monthly Debt Service | $9,952 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
7,026 sqft lot
$N/A/sqft
$81 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92121, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,856 (100%) |
| Owner Occupied HU | 849 (45.7%) |
| Renter Occupied HU | 914 (49.2%) |
| Vacant Housing Units | 93 ( 5.0%) |
| Median Home Value | $1,047,515 |
| Average Home Value | $1,103,613 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,345
Multi-Family
489
Businesses
3,795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
7,026 sqft lot
$N/A/sqft
$81 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92121, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,856 (100%) |
| Owner Occupied HU | 849 (45.7%) |
| Renter Occupied HU | 914 (49.2%) |
| Vacant Housing Units | 93 ( 5.0%) |
| Median Home Value | $1,047,515 |
| Average Home Value | $1,103,613 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,345
Multi-Family
489
Businesses
3,795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Claudia Cencelli • Terrence Michael Pirtle,Broker
Mls Name: SDMLS
Mls Provider:
Mls ID: #250026027
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