625 N 6th AvePensacolaFL32501
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 625 N 6th Ave, Pensacola, FL, 32501 in Pensacola at $930,000, 3.45% gross yield, is a market-growth asset. Rental yield 3.45%. The $2,670/mo rent partially funds the $4,182/mo debt service; the core return is the 5%/yr price growth projected to add $256,942 over five years. Ziffy Mortgage's DSCR mortgage (0.64) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $129,132.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 5.8% |
| Monthly Cash Flow | $(3,502) | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,670 |
| Total Monthly Debt Service | $5,802 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32501, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,593 (100%) |
| Owner Occupied HU | 2,368 (42.3%) |
| Renter Occupied HU | 2,326 (41.6%) |
| Vacant Housing Units | 899 (16.1%) |
| Median Home Value | $388,914 |
| Average Home Value | $452,274 |
Housing Distribution
Address Breakdown
Residential
5,280
Single Family
4,756
Multi-Family
524
Businesses
771
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32501, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,593 (100%) |
| Owner Occupied HU | 2,368 (42.3%) |
| Renter Occupied HU | 2,326 (41.6%) |
| Vacant Housing Units | 899 (16.1%) |
| Median Home Value | $388,914 |
| Average Home Value | $452,274 |
Housing Distribution
Address Breakdown
Residential
5,280
Single Family
4,756
Multi-Family
524
Businesses
771
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices