6245 S Sapphire CirBig LakeAK99652
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing6245 S Sapphire Cir, Big Lake, AK, 99652 in Big Lake is a stable, well-positioned rental at $440,000. Rental yield 6.43%. DSCR 1.19 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $121,564 in value and $4,052/yr in principal paydown builds equity, a total projected return of $145,733.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 7.0% |
| Monthly Cash Flow | $(325) | $1,200 |
City averages based on Big Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,357 |
| Total Monthly Debt Service | $2,507 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
3.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99652, Big Lake, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11 (100%) |
| Owner Occupied HU | 4 (36.4%) |
| Renter Occupied HU | 3 (27.3%) |
| Vacant Housing Units | 4 (36.4%) |
| Median Home Value | $433,333 |
| Average Home Value | $425,000 |
Housing Distribution
Address Breakdown
Residential
1,416
Single Family
1
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
3.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99652, Big Lake, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11 (100%) |
| Owner Occupied HU | 4 (36.4%) |
| Renter Occupied HU | 3 (27.3%) |
| Vacant Housing Units | 4 (36.4%) |
| Median Home Value | $433,333 |
| Average Home Value | $425,000 |
Housing Distribution
Address Breakdown
Residential
1,416
Single Family
1
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices