6241 Elders Ridge RdSaltsburgPA15681
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 6241 Elders Ridge Rd, Saltsburg, PA, 15681 in Saltsburg at $216,000 earns $1,525/mo in rent and nets $110/mo after the $971/mo payment, a 8.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $59,677 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $1,989/yr in principal paydown, total projected return reaches $89,325.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $110 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $1,329 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15681, Saltsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,122 (100%) |
| Owner Occupied HU | 1,504 (70.9%) |
| Renter Occupied HU | 403 (19.0%) |
| Vacant Housing Units | 215 (10.1%) |
| Median Home Value | $195,699 |
| Average Home Value | $247,791 |
Housing Distribution
Address Breakdown
Residential
1,972
Single Family
1,944
Multi-Family
28
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15681, Saltsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,122 (100%) |
| Owner Occupied HU | 1,504 (70.9%) |
| Renter Occupied HU | 403 (19.0%) |
| Vacant Housing Units | 215 (10.1%) |
| Median Home Value | $195,699 |
| Average Home Value | $247,791 |
Housing Distribution
Address Breakdown
Residential
1,972
Single Family
1,944
Multi-Family
28
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1728870