624 20th StRupertID83350
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 624 20th St, Rupert, ID, 83350 in Rupert at $428,500. Rental yield 6.04%. The 6.04% yield and 1.12 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $118,387 by year five, and $3,947/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $141,728.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(310) | $200 |
City averages based on Rupert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,155 |
| Total Monthly Debt Service | $2,295 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83350, Rupert, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,140 (100%) |
| Owner Occupied HU | 3,447 (67.1%) |
| Renter Occupied HU | 1,301 (25.3%) |
| Vacant Housing Units | 392 ( 7.6%) |
| Median Home Value | $284,386 |
| Average Home Value | $353,565 |
Housing Distribution
Address Breakdown
Residential
4,912
Single Family
4,826
Multi-Family
86
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83350, Rupert, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,140 (100%) |
| Owner Occupied HU | 3,447 (67.1%) |
| Renter Occupied HU | 1,301 (25.3%) |
| Vacant Housing Units | 392 ( 7.6%) |
| Median Home Value | $284,386 |
| Average Home Value | $353,565 |
Housing Distribution
Address Breakdown
Residential
4,912
Single Family
4,826
Multi-Family
86
Businesses
334
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices