6231 EARLINE Circle NJacksonvilleFL32258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6231 EARLINE Circle N, Jacksonville, FL, 32258 in Jacksonville speaks for itself: 19.96% gross on a $170,000 price, generating $2,827/mo in rent and $1,699/mo in net income after the $764/mo debt service. DSCR 3.70, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,389 stacks alongside $46,968 in projected five-year appreciation and $1,566/yr in principal reduction. Projected total cumulative return: $174,132.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20% | 6.2% |
| Monthly Cash Flow | $1,699 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,827 |
| Total Monthly Debt Service | $1,061 |
| DSCR Ratio | 2.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices