623 High St, Santa Cruz, CA, 95060 | ROI: 11.31%

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Santa Cruz at 623 High St, Santa Cruz, CA, 95060 projects strong ROI of 11.31%. Rental yield 4.49%. With 5% annual appreciation, the property builds $634,066 in value over five years. Equity growth combined delivers a projected five-year ROI of 56.6%, translating into $420,897 in total cumulative return on $743,580 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.

Single Family

Built in 1964

8,538 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95060, Santa Cruz, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,846 (100%)
Owner Occupied HU	9,053 (43.4%)
Renter Occupied HU	9,392 (45.1%)
Vacant Housing Units	2,401 (11.5%)
Median Home Value	$1,387,725
Average Home Value	$1,409,930