623 Colonial Park DrSanta RosaCA95403
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.31% yield at 623 Colonial Park Dr, Santa Rosa, CA, 95403 in Santa Rosa is solid, but the $481/mo payment compresses net cash flow to $168/mo at $107,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $29,562 by year five, and $985/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.73) without U.S. income documentation. Total projected return: $51,396.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.0% |
| Monthly Cash Flow | $168 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $830 |
| Total Monthly Debt Service | $619 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95403, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,305 (100%) |
| Owner Occupied HU | 9,339 (51.0%) |
| Renter Occupied HU | 7,753 (42.4%) |
| Vacant Housing Units | 1,213 ( 6.6%) |
| Median Home Value | $726,244 |
| Average Home Value | $799,497 |
Housing Distribution
Address Breakdown
Residential
18,825
Single Family
14,220
Multi-Family
4,605
Businesses
1,926
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1968
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95403, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,305 (100%) |
| Owner Occupied HU | 9,339 (51.0%) |
| Renter Occupied HU | 7,753 (42.4%) |
| Vacant Housing Units | 1,213 ( 6.6%) |
| Median Home Value | $726,244 |
| Average Home Value | $799,497 |
Housing Distribution
Address Breakdown
Residential
18,825
Single Family
14,220
Multi-Family
4,605
Businesses
1,926
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mari B Giblin • Century 21 Epic
Mls Name: BAREIS
Mls Provider:
Mls ID: #324033457
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.