6229 Scarlet Darter WayTampaFL33625
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 6229 Scarlet Darter Way, Tampa, FL, 33625 in Tampa at $385,000 earns $3,076/mo in rent and nets $153/mo after the $1,731/mo payment, a 9.59% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $106,368 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $3,546/yr in principal paydown, total projected return reaches $180,304.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 3.0% |
| Monthly Cash Flow | $153 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,076 |
| Total Monthly Debt Service | $2,402 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
1,764 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33625, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,658 (100%) |
| Owner Occupied HU | 7,516 (64.5%) |
| Renter Occupied HU | 3,760 (32.3%) |
| Vacant Housing Units | 382 ( 3.3%) |
| Median Home Value | $428,634 |
| Average Home Value | $480,368 |
Housing Distribution
Address Breakdown
Residential
11,438
Single Family
8,490
Multi-Family
2,948
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
1,764 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33625, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,658 (100%) |
| Owner Occupied HU | 7,516 (64.5%) |
| Renter Occupied HU | 3,760 (32.3%) |
| Vacant Housing Units | 382 ( 3.3%) |
| Median Home Value | $428,634 |
| Average Home Value | $480,368 |
Housing Distribution
Address Breakdown
Residential
11,438
Single Family
8,490
Multi-Family
2,948
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices