6225 Wells AveLoomisCA95650
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 6225 Wells Ave, Loomis, CA, 95650 in Loomis deserves attention. This $685,000 property earns $8,146/mo in rent, a 14.27% gross yield, and nets $3,258/mo after the $3,080/mo payment. DSCR 2.64 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $189,253 compounds alongside $6,309/yr in yearly equity build, for a total cumulative return of $472,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.5% |
| Monthly Cash Flow | $3,258 | $400 |
City averages based on Loomis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,146 |
| Total Monthly Debt Service | $4,615 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
5.50 Acres lot
$N/A/sqft
$650 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
5.50 Acres lot
$N/A/sqft
$650 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Hayhoe • Nick Sadek Sotheby's Internati
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224101726
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.