6225 Vista TerOrefieldPA18069
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 6225 Vista Ter, Orefield, PA, 18069 in Orefield. Priced at $650,000, it generates $6,913/mo in gross rent and $2,654/mo in net monthly cash flow, a 12.76% yield that comfortably supports the 2.37 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $31,846. Five-year appreciation: $179,583. Equity from principal paydown: $5,987/yr. Total projected cumulative return: $418,295.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 6.2% |
| Monthly Cash Flow | $2,654 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,913 |
| Total Monthly Debt Service | $4,001 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18069, Orefield, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,932 (100%) |
| Owner Occupied HU | 2,432 (82.9%) |
| Renter Occupied HU | 403 (13.7%) |
| Vacant Housing Units | 97 ( 3.3%) |
| Median Home Value | $525,818 |
| Average Home Value | $535,701 |
Housing Distribution
Address Breakdown
Residential
2,988
Single Family
2,988
Multi-Family
0
Businesses
198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18069, Orefield, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,932 (100%) |
| Owner Occupied HU | 2,432 (82.9%) |
| Renter Occupied HU | 403 (13.7%) |
| Vacant Housing Units | 97 ( 3.3%) |
| Median Home Value | $525,818 |
| Average Home Value | $535,701 |
Housing Distribution
Address Breakdown
Residential
2,988
Single Family
2,988
Multi-Family
0
Businesses
198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices