622 James St, Belding, MI, 48809 | $467/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Belding at 622 James St, Belding, MI, 48809 generates $1,651/mo in rent and, after a $807/mo payment, leaves $467/mo in cash flow. Total monthly income is $1,651/mo, and annual cash flow is $5,610/yr on $54,664 invested. Return on cash invested sits at 30.17% in year one, and rental yield is 12.01% on a $164,900 entry. Equity gained on principal adds $1,064/yr, while 5% annual appreciation builds toward $45,559 over five years. Five-year ROI reaches 159.23% and total cumulative return in cash sums $87,040. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,651/mo property income rather than buyer’s personal income.

Single Family

Built in 1890

8,712 sqft lot

$N/A/sqft

No HOA