6212 Columbine RdMagaliaCA95954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 6212 Columbine Rd, Magalia, CA, 95954 in Magalia speaks for itself: 14.11% gross on a $185,000 price, generating $2,176/mo in rent and $1,031/mo in net income after the $832/mo debt service. DSCR 2.62, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,374 stacks alongside $51,112 in projected five-year appreciation and $1,704/yr in principal reduction. Projected total cumulative return: $136,577.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.0% |
| Monthly Cash Flow | $1,031 | $1,500 |
City averages based on Magalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,176 |
| Total Monthly Debt Service | $1,071 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95954, Magalia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,717 (70.1%) |
| Renter Occupied HU | 669 (17.3%) |
| Vacant Housing Units | 491 (12.7%) |
| Median Home Value | $308,966 |
| Average Home Value | $402,297 |
Housing Distribution
Address Breakdown
Residential
3,581
Single Family
3,581
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95954, Magalia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,717 (70.1%) |
| Renter Occupied HU | 669 (17.3%) |
| Vacant Housing Units | 491 (12.7%) |
| Median Home Value | $308,966 |
| Average Home Value | $402,297 |
Housing Distribution
Address Breakdown
Residential
3,581
Single Family
3,581
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices