6211 Vintage Fleet Lane Union Ky #DK010ZUnionKY41091
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 6211 Vintage Fleet Lane Union Ky #DK010Z, Union, KY, 41091 in Union earns a 9.27% gross yield at $502,300. Rent of $3,880/mo nets $823/mo after the $2,259/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $138,776 and $4,626/yr in equity accumulation project a total cumulative return of $243,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.1% |
| Monthly Cash Flow | $823 | $285 |
City averages based on Union market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,880 |
| Total Monthly Debt Service | $2,857 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41091, Union, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,118 (100%) |
| Owner Occupied HU | 7,864 (86.2%) |
| Renter Occupied HU | 821 ( 9.0%) |
| Vacant Housing Units | 433 ( 4.7%) |
| Median Home Value | $410,432 |
| Average Home Value | $452,431 |
Housing Distribution
Address Breakdown
Residential
9,443
Single Family
9,443
Multi-Family
0
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41091, Union, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,118 (100%) |
| Owner Occupied HU | 7,864 (86.2%) |
| Renter Occupied HU | 821 ( 9.0%) |
| Vacant Housing Units | 433 ( 4.7%) |
| Median Home Value | $410,432 |
| Average Home Value | $452,431 |
Housing Distribution
Address Breakdown
Residential
9,443
Single Family
9,443
Multi-Family
0
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices