6211 Surflanding LnHuntington BeachCA92648
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 6211 Surflanding Ln, Huntington Beach, CA, 92648 in Huntington Beach fits: $1,350,000, 5.75% gross yield, and a projected 5% annual appreciation rate adding $372,980 in value within five years. Rental yield 5.75%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.07) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,434/yr in principal paydown and $372,980 in appreciation project a total return of $360,013.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.5% |
| Monthly Cash Flow | $(2,396) | $300 |
City averages based on Huntington Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,467 |
| Total Monthly Debt Service | $8,325 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
1,233 sqft lot
$N/A/sqft
$511 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92648, Huntington Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,931 (100%) |
| Owner Occupied HU | 9,644 (46.1%) |
| Renter Occupied HU | 9,918 (47.4%) |
| Vacant Housing Units | 1,369 ( 6.5%) |
| Median Home Value | $1,378,256 |
| Average Home Value | $1,412,021 |
Housing Distribution
Address Breakdown
Residential
21,474
Single Family
13,603
Multi-Family
7,871
Businesses
1,820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
1,233 sqft lot
$N/A/sqft
$511 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92648, Huntington Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,931 (100%) |
| Owner Occupied HU | 9,644 (46.1%) |
| Renter Occupied HU | 9,918 (47.4%) |
| Vacant Housing Units | 1,369 ( 6.5%) |
| Median Home Value | $1,378,256 |
| Average Home Value | $1,412,021 |
Housing Distribution
Address Breakdown
Residential
21,474
Single Family
13,603
Multi-Family
7,871
Businesses
1,820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices