621 John Paulk RdWillacoocheeGA31650
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 621 John Paulk Rd, Willacoochee, GA, 31650 in Willacoochee worth modelling. At $119,900 with a 9.23% gross yield, the $922/mo rent leaves $192/mo after the $539/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.71 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $33,126 by year five; $1,104/yr in principal reduction adds further equity. Total projected return: $57,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $192 | $300 |
City averages based on Willacoochee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $922 |
| Total Monthly Debt Service | $682 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31650, Willacoochee, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,434 (100%) |
| Owner Occupied HU | 886 (61.8%) |
| Renter Occupied HU | 353 (24.6%) |
| Vacant Housing Units | 195 (13.6%) |
| Median Home Value | $108,571 |
| Average Home Value | $183,694 |
Housing Distribution
Address Breakdown
Residential
1,042
Single Family
1,042
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31650, Willacoochee, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,434 (100%) |
| Owner Occupied HU | 886 (61.8%) |
| Renter Occupied HU | 353 (24.6%) |
| Vacant Housing Units | 195 (13.6%) |
| Median Home Value | $108,571 |
| Average Home Value | $183,694 |
Housing Distribution
Address Breakdown
Residential
1,042
Single Family
1,042
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Douglas Coffee County BOR
Mls ID: #117675