621 E Washington StChambersburgPA17201
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow621 E Washington St, Chambersburg, PA, 17201 in Chambersburg is a top-tier cash-flow asset. At $209,900 it produces $1,882/mo in rent and $506/mo in net monthly income, a 10.76% gross rental yield. The DSCR of 1.99 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,074. Five-year appreciation adds $57,992, driving a total cumulative return of $112,522.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $506 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,882 |
| Total Monthly Debt Service | $1,292 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17201, Chambersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,931 (100%) |
| Owner Occupied HU | 6,439 (49.8%) |
| Renter Occupied HU | 5,549 (42.9%) |
| Vacant Housing Units | 943 ( 7.3%) |
| Median Home Value | $248,049 |
| Average Home Value | $303,856 |
Housing Distribution
Address Breakdown
Residential
12,289
Single Family
11,562
Multi-Family
727
Businesses
1,342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17201, Chambersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,931 (100%) |
| Owner Occupied HU | 6,439 (49.8%) |
| Renter Occupied HU | 5,549 (42.9%) |
| Vacant Housing Units | 943 ( 7.3%) |
| Median Home Value | $248,049 |
| Average Home Value | $303,856 |
Housing Distribution
Address Breakdown
Residential
12,289
Single Family
11,562
Multi-Family
727
Businesses
1,342
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAFL2033606