621 Coachman WayOgdenUT84405
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 621 Coachman Way, Ogden, UT, 84405 in Ogden offers a clean, manageable entry. Rental yield 6.72%. DSCR 1.25 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $89,792 in additional property value over five years, with $2,993/yr in principal equity building ownership stake. Total projected cumulative return: $117,282.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(361) | $450 |
City averages based on Ogden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,819 |
| Total Monthly Debt Service | $1,776 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84405, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,227 (100%) |
| Owner Occupied HU | 9,083 (68.7%) |
| Renter Occupied HU | 3,637 (27.5%) |
| Vacant Housing Units | 507 ( 3.8%) |
| Median Home Value | $492,805 |
| Average Home Value | $542,562 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
11,191
Multi-Family
1,056
Businesses
848
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84405, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,227 (100%) |
| Owner Occupied HU | 9,083 (68.7%) |
| Renter Occupied HU | 3,637 (27.5%) |
| Vacant Housing Units | 507 ( 3.8%) |
| Median Home Value | $492,805 |
| Average Home Value | $542,562 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
11,191
Multi-Family
1,056
Businesses
848
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices