621 Bernier CirGaltCA95632
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Galt at 621 Bernier Cir, Galt, CA, 95632 uses $159,120 cash to close to unlock $326/yr annual cash flow and $27/mo monthly cash flow. Total monthly income runs $3,059/mo, and a $2,349/mo payment keeps the spread at $27/mo. Purchase price stands at $480,000, and rental yield measures 7.65% with $3,059/mo rent. Return on cash invested shows 20.11% in year one, and 5% annual appreciation builds toward $132,615 over five years. Five-year ROI reaches 104.13% and total cumulative return in cash records $165,689. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,059/mo property income covering a $2,349/mo payment rather than investor’s personal income.
Single Family
Built in 1992
6,991 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95632, Galt, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,623 (100%) |
| Owner Occupied HU | 7,874 (74.1%) |
| Renter Occupied HU | 2,455 (23.1%) |
| Vacant Housing Units | 294 ( 2.8%) |
| Median Home Value | $573,267 |
| Average Home Value | $591,013 |
Housing Distribution
Address Breakdown
Residential
10,492
Single Family
10,126
Multi-Family
366
Businesses
620
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Listed by: Maritza Salazar • RE/MAX Gold Elk Grove
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225061223
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