620 Winscott Ave, Temple, TX, 76502 | $270/mo Cash Flow

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620 Winscott Ave, Temple, TX, 76502 | $270/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 620 Winscott Ave, Temple, TX, 76502 with 5% annual appreciation on a $308,903 basis while $2,467/mo rent supports operations. Total monthly income totals $2,467/mo and a $1,512/mo payment preserves $270/mo for cash returns. Annual cash flow comes to $3,243/yr on $102,401 deployed, and return on cash invested reaches 23.08% in year one. Equity gained on principal adds $1,993/yr, and five-year appreciation sums $85,344 alongside rental yield of 9.58%. Five-year ROI measures 121.06% and total cumulative return in cash totals $123,971.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,467/mo property income versus a $1,512/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

THIS HOME QUALIFIES FOR FIXED RATES AS LOW AS 4.75%! You can't miss this stunning Newport 200 in Hartrick Ranch in Temple that includes designer lighting and sleek black fixtures throughout! Enjoy an open layout and large family room complete with bright kitchen cabinetry and durable vinyl flooring. This home is perfect for any family!

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680