620 W 4 NSaint AnthonyID83445
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 620 W 4 N, Saint Anthony, ID, 83445 in Saint Anthony at $220,000, 4.97% gross yield, is a market-growth asset. Rental yield 4.97%. The $912/mo rent partially funds the $989/mo debt service; the core return is the 5%/yr price growth projected to add $60,782 over five years. Ziffy Mortgage's DSCR mortgage (0.92) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $60,314.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.5% |
| Monthly Cash Flow | $(354) | $200 |
City averages based on Saint Anthony market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $912 |
| Total Monthly Debt Service | $1,178 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83445, Saint Anthony, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,753 (100%) |
| Owner Occupied HU | 2,028 (73.7%) |
| Renter Occupied HU | 508 (18.5%) |
| Vacant Housing Units | 217 ( 7.9%) |
| Median Home Value | $339,726 |
| Average Home Value | $365,896 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,739
Multi-Family
26
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83445, Saint Anthony, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,753 (100%) |
| Owner Occupied HU | 2,028 (73.7%) |
| Renter Occupied HU | 508 (18.5%) |
| Vacant Housing Units | 217 ( 7.9%) |
| Median Home Value | $339,726 |
| Average Home Value | $365,896 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,739
Multi-Family
26
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randy Batton • Eagle Point Realty, LLC
Mls Name: SRMLS
Mls Provider:
Mls ID: #2176048
Disclaimer: Copyright Snake River MLS. All rights reserved. Information is deemed reliable but not guaranteed.