620 S 368th DrTonopahAZ85354
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Tonopah rental at 620 S 368th Dr, Tonopah, AZ, 85354 sits in the solid-income band: 9.56% gross yield, $2,190/mo rent, $564/mo net after the $1,237/mo debt service, DSCR 1.77. Entry price of $275,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $75,977 and $2,533/yr in principal reduction bring total cumulative return to $140,271.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $564 | $1,500 |
City averages based on Tonopah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,190 |
| Total Monthly Debt Service | $1,516 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85354, Tonopah, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,032 (100%) |
| Owner Occupied HU | 2,236 (73.7%) |
| Renter Occupied HU | 483 (15.9%) |
| Vacant Housing Units | 313 (10.3%) |
| Median Home Value | $417,342 |
| Average Home Value | $440,340 |
Housing Distribution
Address Breakdown
Residential
2,812
Single Family
2,811
Multi-Family
1
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85354, Tonopah, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,032 (100%) |
| Owner Occupied HU | 2,236 (73.7%) |
| Renter Occupied HU | 483 (15.9%) |
| Vacant Housing Units | 313 (10.3%) |
| Median Home Value | $417,342 |
| Average Home Value | $440,340 |
Housing Distribution
Address Breakdown
Residential
2,812
Single Family
2,811
Multi-Family
1
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices