620 Lena DrHoschtonGA30548
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 620 Lena Dr, Hoschton, GA, 30548 in Hoschton earns a 8.61% gross yield at $379,990. Rent of $2,728/mo nets $407/mo after the $1,709/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $104,984 and $3,500/yr in equity accumulation project a total cumulative return of $170,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $407 | $250 |
City averages based on Hoschton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,728 |
| Total Monthly Debt Service | $2,170 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.51 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.51 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ellen West • RAC Properties of Athens, Inc.
Mls Name: Classic MLS
Mls Provider:
Mls ID: #1023637
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.