620 Hough St #JBarringtonIL60010
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 620 Hough St #J, Barrington, IL, 60010 in Barrington speaks for itself: 26.12% gross on a $174,000 price, generating $3,787/mo in rent and $2,176/mo in net income after the $782/mo debt service. DSCR 4.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,116 stacks alongside $48,073 in projected five-year appreciation and $1,603/yr in principal reduction. Projected total cumulative return: $208,385.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.1% | 5.2% |
| Monthly Cash Flow | $2,176 | $1,200 |
City averages based on Barrington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,787 |
| Total Monthly Debt Service | $1,542 |
| DSCR Ratio | 2.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
$404 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60010, Barrington, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,812 (100%) |
| Owner Occupied HU | 14,919 (83.8%) |
| Renter Occupied HU | 1,694 ( 9.5%) |
| Vacant Housing Units | 1,199 ( 6.7%) |
| Median Home Value | $589,658 |
| Average Home Value | $678,718 |
Housing Distribution
Address Breakdown
Residential
17,976
Single Family
16,738
Multi-Family
1,238
Businesses
1,484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
$404 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60010, Barrington, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,812 (100%) |
| Owner Occupied HU | 14,919 (83.8%) |
| Renter Occupied HU | 1,694 ( 9.5%) |
| Vacant Housing Units | 1,199 ( 6.7%) |
| Median Home Value | $589,658 |
| Average Home Value | $678,718 |
Housing Distribution
Address Breakdown
Residential
17,976
Single Family
16,738
Multi-Family
1,238
Businesses
1,484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices